Mr. Ragan has over thirty-five years’ experience in the insurance and reinsurance industry. Most of his career has been involved with insuring major corporations and the development of specialized insurance/reinsurance products and programs in the United States marketplace. He has worked in underwriting management positions for major insurance companies including The Home, AIG, Investors (IIG) and more recently an underwriting executive of Multiline & Professional Programs at Clarendon/Praetorian. He also has functioned as a program/reinsurance intermediary and wholesaler broker/GA. He is a seasoned Expert Witness for complex coverage litigation and insurance/reinsurance industry custom and practice. Current focus is on specialty program development in areas including GL/Professional Liability, EPLI, Cyber Liability, Transportation and Workers’ Compensation.